- Insurance costs for vans easing
- Premiums down 8.9% in last year
- Analysis from Consumer Intelligence
- Prices down across the board, for all age groups and policy types
Van drivers have seen a welcome easing in insurance costs, with quoted premiums down 8.9% over the past year, according to the latest figures from Consumer Intelligence.
Its Van Insurance Price Index shows that prices continued to fall through the final quarter of 2025, with a further 3.0% drop over the final three months alone, as insurers compete more aggressively for business.
The trend is not limited to any one type of driver or usage. Consumer Intelligence says premiums have fallen across all age groups and policy types, pointing to a broad-based softening of the market rather than isolated discounts.
Younger drivers benefit most
Drivers under 25 have seen the biggest improvement, with quoted premiums down 9.5% year-on-year. Those aged 25 to 49 were close behind, with a 9.3% fall, while drivers aged over 50 saw average prices drop by 6.8%.
Affordability has improved, particularly for working-age drivers. In November, almost 55% of drivers aged 25–49 were able to find a quote below £750, compared with just 43% a year earlier. Among under-25s, 43% were able to secure quotes under £1,500, up from 40% last year.
Premiums have also fallen across different types of van use. Drivers insured for Carriage of Own Goods — typically tradespeople and small businesses — saw prices fall by 8.9%, while those using their vans for Social, Domestic and Pleasure (SDP) recorded a similar 8.7% reduction.
The most common quoted price bands in November were £500–£749 (19.7% of quotes) and £750–£999 (18.5%).
Is van insurance still more expensive than it once was in the UK?
Despite the recent falls, van insurance remains far more expensive than it was ten years ago. Since Consumer Intelligence began tracking prices in 2014, average quoted premiums have risen by 179%, compared with inflation of around 39% over the same period.
Over that longer timeframe, under-25s have seen prices rise by 78%, while drivers aged 25–49 and over 50 have faced increases of 200% and 195% respectively.
Consumer Intelligence says the latest decline reflects increasing competition between insurers, both online and through brokers, as firms adjust pricing in response to claims trends and a more crowded market.
For van drivers, that means better choice and, for now, at least a little relief on the cost of staying on the road.
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