Maintenance
Our bespoke maintenance package covers you for repairs, replacements, servicing and MOTs. To learn more about taking out a maintenance option, visit our dedicated Maintenance page.
Car Leasing and Insurance
Just like buying a car, when leasing you’ll need to obtain fully comprehensive car insurance* to protect not only you and your property but to also protect other people and their property as well. Select Car Leasing does not currently offer an all-in-one car lease package that includes insurance.
Insuring Your Lease Vehicle
Insurance for any lease vehicle needs to commence on the day of delivery and the vehicle must remain insured until the day the vehicle is returned to the finance company. Otherwise, just like any other car, van or other vehicle that is driven on public roads you won't be insured when driving it.
For Personal or Business Car Leasing - It's Different!
There are also a few things to consider for personal car leasing and business car leasing that are important to note.
For personal car leasing, the person whose name is on the vehicle lease agreement needs to also feature as the main insurance policyholder or named driver on the insurance certificate. If the lease is a business lease (AKA business contract hire), the company’s or the director’s name should feature as the insurance policy holder on the insurance certificate.
Importantly, with both personal and business leasing, it is the finance company that owns and remains the registered owner of the vehicle, not you or your company. Your car insurance company should be informed of this when drawing up your policy, so just make sure that you tell them who owns the vehicle.
To Summarise
- Leasing customers must organise their own fully comprehensive vehicle insurance.
- Select Car Leasing does not currently offer an all-in-one car lease package that includes insurance.
- Insurance must commence on the day of delivery and end the day the car is returned to the finance company.
- For personal leasing, the person named on the lease agreement should be the main insurance policy holder or named driver on the insurance certificate.
- For business leasing, the company or director’s name should be the main insurance policy holder on the insurance certificate.
- The vehicle insurance company should be told that it is the finance company that is the owner of the vehicle (not you or your company).
- Your car insurance company should be informed of this when drawing up your policy.
