Car Leasing with Insurance | Select Car Leasing

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Car Leasing And Insurance

Just like buying a car, when leasing you’ll need to obtain fully comprehensive car insurance* to protect not only you and your property but to also protect other people and their property as well.

This insurance needs to commence on the day of delivery and the vehicle must remain insured until the day the vehicle is returned to the finance company.

For personal car leasing, the person whose name is on the vehicle lease agreement needs to also feature as the main insurance policyholder or named driver on the insurance certificate. If the lease is a business lease, the company’s or the director’s name should feature as the insurance policy holder on the insurance certificate.

Importantly, with both personal and business leasing, it is the finance company that owns and remains the registered owner of the vehicle, not you or your company. Your car insurance company should be informed of this when drawing up your policy.

* Unless you stipulate that you'd like an all-inclusive package such as Total Care, insurance is not included in your car lease contract.

To Summarise

  • Leasing customers must organise their own fully comprehensive vehicle insurance
  • Insurance must commence on the day of delivery and end the day the car is returned
  • For personal leasing, the person named on the lease agreement should be the main insurance policy holder or named driver on the insurance certificate
  • For business leasing, the company or director’s name should be the main insurance policy holder on the insurance certificate
  • The vehicle insurance company should be told that it is the finance company that is the owner of the vehicle (not you or your company)

If you'd like to include comprehensive insurance in your lease contract, then please speak to one of our expert Leasing Consultants on 0118 920 5130 who will be happy to arrange this for you.

Interested in complete cover for your vehicle? Click below to learn more about our full range of insurance options


Our bespoke maintenance package covers you for repairs, replacements, servicing and MOTs. To learn more about taking out a maintenance option, visit our dedicated Maintenance page.

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GAP Insurance

In the event of total loss of your new car, GAP Insurance gives you valuable peace of mind, financial protection and on-call support. Visit our GAP Insurance page to explore what cover is available.

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Select Protect Insurance

For minor scratches, scuffs and dents, Select Protect is a simple solution which gives you peace of mind and quality assurance on fast and easy repairs. Learn more about Select Protect here.

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Total Care

A simple, all-in-one solution providing you with a fully maintained, protected and insured vehicle. To learn more about Total Care, or browse our range of available package deals – visit our Total Care page.

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