Car Finance Calculator - Select Car Leasing
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Car Finance Calculator

Select Car Finance

Looking to purchase a used car, van, motorcycle, caravan or motorhome? The Select Car Finance team is here to help

That’s right, we don’t just do vehicle leasing here at Select. We can also help customers secure a loan to fund any vehicle. A Select Car Finance credit solution offers great value finance, whatever your budget, and the package can be individually tailored to maximise affordability.

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Finance For Any Vehicle

If you need a practical family car, a reliable van to drive your business forwards, or a caravan for weekend escapes, we can help make that dream a reality.

We’ll also work with you to source the perfect vehicle for your precise needs.

And because Select Car Finance is powered by Creditas – a leading and trusted UK motor finance specialist - you enjoy added peace of mind.

It’s also a finance option for anyone who doesn’t meet the credit criteria for a traditional lease deal, perhaps due to an average or poor credit history.


Finance Calculator

The Select Car Finance Calculator - which you will find under the ‘Let's get started’ banner - is the first step on your journey to securing finance.

The Calculator is a no-obligation, soft search that will give our team an indication of your credit rating and eligibility for finance. It won't leave a visible footprint on your credit file.

Just tell us how much you’re looking to borrow, what sort of vehicle you want to purchase, and provide some basic information - such as your name, date of birth, three-year address history, and three-year employment history.

Select Car Finance experts, together with Creditas Financial Solutions, will then be in touch to discuss your requirements in more detail, with the aim of securing your dream vehicle at a price you can afford.

Once a full, successful credit application has been made, and finance is in place, Select Car Finance will secure the vehicle for you, arrange all of the paperwork, and even schedule collection or delivery.

Have a question?

Get in touch with us today!

Select Car Finance provides clarity in an ever-changing world, simplifying finding motor finance solutions through technology and clear information. Our full end to end platform will give you a decision in seconds, we can then assist in finding your perfect used vehicle.

Graham Conway - Managing Director Select Car Leasing

Car Finance

How does it work?

Simple Online Form

Simply select what type of vehicle you’re looking to finance, choose how much you’d like to borrow, and then fill-out our online form. It’s free, straightforward, and we’ll get back to you with an indicative finance quote as soon as we can.

Soft Credit Check

The Select Car Finance Calculator is a 'soft search', and is used to get an understanding of your eligibility for finance. It won't leave a visible footprint on your credit file.

Receive A Hassle-Free Quote

You'll receive an instant finance quote that's tailor-made for you. It's hassle free and there's no commitment to take-up the offer.

No deposit necessary

Many of the lenders that we collaborate with to provide finance do not require the client to put down a deposit. That leaves you with cash in the bank to be used for other purposes.

How the Finance Calculator works

The Car Finance Calculator is for illustration purposes only. The interest rate that you receive from your motor finance provider, or the fees they may charge, can vary significantly depending on your personal circumstances. If you have poor or bad credit you are deemed to be a higher risk to the lender, so you may experience higher monthly payments. Select Car Finance, in partnership with Creditas Finance Solutions, acts as a finance broker and arranges finance with lenders on your behalf. Select Car Finance, in partnership with Creditas Finance Solutions, does not provide loans and cannot directly calculate the precise cost of your loan. The Finance Calculator tool is to be used as a rough indicator to help you assess the potential affordability of finance. Credit is subject to the discretion of the lender, is subject to status and is not guaranteed.

Get in touch with one of our experts consultants today!

Email us on to find out more.

Select Car Finance FAQs

The Select Car Finance service is free to use. Select Car Leasing works with partner organisation Creditas Financial Solutions Limited, one of the most trusted brokers in the industry. Creditas submits your finance application to the most appropriate lender, based on your needs and circumstances. And Creditas receives a commission from the lender for the service it provides - meaning the client is never charged for the broking services.

The interest rate you pay on your finance will be entirely dependent on your personal circumstances. It’ll vary according to your credit history, the terms of the vehicle loan, and the stipulations of the lender who provides the finance. You’ll be informed of the indicative interest rate when you use the Finance Calculator. 

The good news here is that for many of the lenders, you don’t need a deposit to secure finance. It’s important to note, however, that providing a deposit is often a good way to secure a more affordable finance deal. 

Unlike leasing a new vehicle, when you finance a car you are able to take advantage of the part-exchange facility. Your chosen dealer will value your existing vehicle and deduct this price from the cost of your new car, helping to bring-down the amount you need to finance. 

You can, yes. It’s one of the great things about securing finance on a vehicle - it gives you the flexibility to shop around to find the perfect car for you. To ensure your dealer is reputable, make sure it is regulated by the Financial Conduct Authority (FCA). 

By using Select Car Finance, you can secure funding for a range of products, including vans, caravans, motorhomes, motorcycles, quad bikes, and even horseboxes. 

When it comes to clients with poor or bad credit, applications are treated on a case-by-case basis. But in many instances, it is possible to secure finance with sub-optimal credit. All of the loans arranged through Select Car Finance are subject to status. 

It’s really simple and easy. Just fill-out the online Finance Calculator form, and wait to receive your example quote. You can then liaise with one of our specialist consultants to find out what happens next. 

If you choose to make a full finance application after receiving your initial example quote, the lender will perform a full credit check on your profile to make sure you can afford the repayments on the finance. Those checks cover your financial history as well as your current financial position, and some lenders may also require additional information to properly assess your application.

We liaise with an extensive panel of lenders. And we’ll match you to a lender that is best-suited to your application, based on your credit score and the vehicle you’re looking to finance. 

Typically it takes just a few hours to receive approval from a lender after a finance application. If your particular application is more complicated, and the lender requires additional information, the approval process may take slightly longer. 

Most lender approvals are valid for between 28-30 days, though it varies depending on the finance provider. 

The process is straightforward. Many of the lenders offer the ability to ‘e-sign’ documents online, rather than you having to print, sign and post completed forms. That makes the application process much more convenient and less time-consuming.